Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a car insurance discount for seniors in Athens from Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on where you live, you could save big on important coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Athens? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior auto insurance discount if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save more money on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Alabama! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Athens!