Being a safe driver is about more than following the rules of the road. It's about preparing for surprising moves other drivers might make, changing your driving to fit the weather and road conditions, and even taking action to cut the number of distractions inside your car. It's a style of driving just as much as it is a state of mind. Here at Direct Auto & Life Insurance, we understand how tough safe driving can be sometimes. That's one reason we like to reward eligible safe drivers with safe driver car insurance discounts in Birmingham!
What do you need to do to be eligible for a safe driving car insurance discount? It's pretty straightforward. First, you need to live in a state that offers safe driving car insurance discounts. Not every state does. Then, take a look at your driving record. Have you been violation- and accident-free for the last 36 months? If so, you could be saving up to 10% on your car insurance with Direct Auto & Life in Birmingham. Remember that the period of time you must remain violation- and accident-free varies from state to state. It may be a year or more, so it's best to give us a call if you're unsure about the requirements in Alabama. Our knowledgeable agents can help you find every single car insurance discount you qualify for, even if a safe driver discount isn't one of them.
Some insurance companies require that you complete a defensive driving or driver's education class in order to get a safe driver discount. Others request that you install certain technology in your car that automatically reports your driving behaviors back to the insurance company. At Direct Auto & Life, you can qualify for a safe driver discount without spending time or money on either of these things. If you have questions about your eligibility for a safe driver discount in Birmingham or want to know more about Alabama's insurance requirements, stop by a Direct Auto & Life location near you or call 1-877-GO-DIRECT (1-877-463-4732) today!