Senior Citizen Discounts

Direct Locations Near You

Did you know you could get rewarded for your experience in the driver's seat? Now you probably can, with a senior citizen discount on car insurance in Birmingham from Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on your state, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

Who qualifies as a senior driver in Birmingham? Eligibility requirements and qualifying coverages are different in every state. In general, you might be eligible for a senior auto insurance discount if you're over age 55; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you choose Direct Auto & Life for car insurance. It's time you worked with one of the best auto insurance companies for seniors in Alabama! We're proud to honor the maturity and experience that senior drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Birmingham!

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