Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen discount on car insurance in Birmingham from Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on where you live, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What does it take to qualify as a senior driver in Birmingham? Eligibility requirements and qualifying coverages vary by state. In general, you could qualify for a senior citizen car insurance discount if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. Some states offer the courses entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Alabama! We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Birmingham!