Senior Citizen Discounts

Direct Locations Near You

Ready to get rewarded for years of experience behind the wheel? There's a good chance you can, with a car insurance discount for seniors in Cullman from Direct Auto & Life Insurance. The harsh truth is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for eligible older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

What does it take to qualify as a senior driver in Cullman? Eligibility requirements and qualifying coverages are different in every state. Generally speaking, you may be eligible for a senior citizen car insurance discount if you're over age 55; reside in a state offering discounts on car insurance for seniors; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save more money on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you choose Direct Auto & Life for car insurance. You deserve to work with one of the best auto insurance companies for seniors in Alabama! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Cullman!

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