Want to see savings based on your years of driving experience? There's a chance you can, with a car insurance discount for seniors in Cullman from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on where you live, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Cullman? Eligibility requirements and qualifying coverages vary by state. In general, you could qualify for a senior citizen car insurance discount if you're 55 years old or older; live in a state where senior car insurance discounts are available; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. The courses are entirely online in some states. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you choose Direct Auto & Life for car insurance. You deserve to work with one of the best auto insurance companies for seniors in Alabama! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Cullman!