Ready to get rewarded for years of experience behind the wheel? There's a chance you can, with a car insurance discount for seniors in Huntsville from Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for eligible older drivers! Depending on your state, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What does it take to qualify as a senior driver in Huntsville? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior auto insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive comfortably when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Alabama! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Huntsville!