Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a car insurance discount for seniors in Montgomery from Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for eligible older drivers! Depending on your state, you could pay less for beneficial coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Montgomery? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you could qualify for a senior discount on car insurance if you're over age 55; reside in a state offering discounts on car insurance for seniors; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Materials are available any day or time and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Alabama! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Montgomery!