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Are you trying to get good car insurance and still money? Insurance tends to have a reputation for being tough to understand and expensive, not straightforward and low-cost. At Direct Auto & Life Insurance, we want to change that. In Oneonta, our customers enjoy customized payment plans, fair prices, and the coverage that matches their needs.*

At Direct Auto, we don't believe that buying car insurance should be a struggle. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. Choices include services like reimbursement for a rental car, coverage for medical payments, bodily injury liability coverage, and more. And with one of our personalized payment plans, paying for your car insurance could be a little easier.* When you have selected the coverage options that best fit your needs, pick the the best day of the month for your payment to be due,* plan out your payment schedule, and select the amount of your down payment.† Reduce your monthly payments by paying more up front. Plus, we have plenty of discounts, so eligible customers can save even more.‡ From deals for those insuring multiple cars to those with specific community affiliations, we want the best for our Oneonta customers. If you're searching for an affordable policy that comes with the great services you want and the respect you deserve, turn to Direct Auto.

Your car insurance may not be the most affordable part of your budget, but we work to give you payment options that could help make it easier to pay for.* Call 1-877-GO-DIRECT to see how you could start saving on your insurance coverage today! You'll receive a free car insurance quote from one of our friendly, knowledgeable representatives and get help setting up your new policy.

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