Ready to get rewarded for years of experience behind the wheel? There's a good chance you can, with a senior citizen auto insurance discount from Conway's Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Conway? Eligibility requirements and qualifying coverages are different in every state. In general, you may be eligible for a senior discount on car insurance if you are over 55 years old; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have car insurance from Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Arkansas? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Conway today!