Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen discount on car insurance in El Dorado from Direct Auto & Life Insurance. The harsh truth is that older drivers can sometimes pay more for car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What can senior drivers in El Dorado do to qualify? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you may be eligible for a senior auto insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. In some states, the course is entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with confidence when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Arkansas! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in El Dorado!