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Being a safe driver is about more than using your blinker and looking twice at the intersection. It's about watching other driver's actions, adapting your driving based on the road conditions and weather, and even reducing distractions inside your car. It's a state of mind, a style of driving, and one of the most important things you can practice! At Direct Auto & Life Insurance, we know safe driving isn't the easiest thing to practice day in and day out. That's why we do our best to reward safe drivers with safe driver car insurance discounts in Fort Smith!

What do you need to do to be eligible for a safe driving car insurance discount? It's simple! First, you need to live in a state that offers safe driving car insurance discounts. Not every state does. Then, take a look at your driving record. Is your record free of violations and accidents for the last 36 months? If so, you may be able to save up to 10% on your auto insurance with Direct Auto & Life in Fort Smith. Keep in mind that the timeframe you must remain without violations or accidents varies by state. It could be more than 12 months, so it's best to call if you aren't 100% sure about the rules in Arkansas. Our qualified agents will help you find all of the insurance discounts you're entitled to, even if a safe driver discount isn’t one of them.

Some car insurance companies require that you complete a defensive driving or driver's education class in order to get a safe driver discount. Others demand that you install certain technology in your car that automatically reports your driving behaviors back to the insurance company. At Direct Auto & Life, you can qualify for a safe driver discount without spending time or money on either of these things. If you have questions about your eligibility for a safe driver discount in Fort Smith or want to know more about Arkansas's insurance requirements, talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto & Life location near you today!

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