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Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a senior citizen auto insurance discount from Fort Smith's Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on the state you reside in, you could save big on important coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

What does it take to qualify as a senior driver in Fort Smith? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you may be eligible for a senior citizen car insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Course materials are available 24/7 and you can complete the class when it's most convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save more money on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Arkansas? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Fort Smith today!

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