Safe Driver Discounts

Direct Locations Near You

Being a safe driver is about more than following the rules of the road. It's about anticipating what other drivers might do, changing your driving to fit the weather and road conditions, and even limiting the distractions inside your vehicle. It's a style of driving just as much as it is a state of mind. At Direct Auto & Life Insurance, we know safe driving doesn't always come easy. That's why we like to honor safe driving with safe driver car insurance discounts in Ft Smith!

How do you qualify for a safe driver discount on car insurance? It's pretty straightforward. First, however, you must live in a state where safe driving insurance discounts are available. They're not offered in every state. Then, take a look at your driving record. Have you gone 36 months without a violation or accident? If so, there's a chance you could save as much as 10% on your car insurance with Direct Auto & Life in Ft Smith. Keep in mind that the period of time you must remain violation- and accident-free is different in every state. It could be more than 12 months, so it's best to give us a call if you're unsure about the requirements in Arkansas. Our friendly agents will help you find all of the insurance discounts you're entitled to, even if a safe driver discount isn’t one of them.

Some insurance companies make you finish a driver's education defensive driving class in order to qualify for a safe driving discount. Others request that you install certain technology in your car that collects data on your driving habits and reports back to the insurance company. At Direct Auto & Life, you don't have to spend your hard-earned money or precious time on any of things in order to qualify for a safe driver discount. If you're wondering if you qualify for a safe driver insurance discount in Ft Smith or want to know more about Arkansas's insurance requirements, stop by a Direct Auto & Life location near you or call 1-877-GO-DIRECT (1-877-463-4732) today!

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