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Safe driving is about more than following the rules of the road. It's about anticipating what other drivers might do, adapting your driving based on the road conditions and weather, and even limiting the distractions inside your vehicle. It's a state of mind just as much as it is a style of driving. At Direct Auto & Life Insurance, we know safe driving isn't the easiest thing to practice day in and day out. That's one reason we like to reward eligible safe drivers with safe driver auto insurance discounts in Ft Smith!

What do you need to do to be eligible for a safe driving car insurance discount? It’s pretty easy! First, however, you must live in a state where safe driving insurance discounts are available. They're not offered in every state. Then, be realistic about your driving history. Is your record free of violations and accidents for the last 36 months? If so, you could be saving up to 10% on your car insurance with Direct Auto & Life in Ft Smith. Note that the timeframe you must remain without violations or accidents is different in every state. It may be a year or more, so feel free to give us a call if you have any questions about the requirements in Arkansas. Our knowledgeable agents can help you find every single car insurance discount you qualify for, even if a safe driver discount isn't one of them.

Some car insurance companies require that you complete a defensive driving or driver's education class in order to get a safe driver discount. Others request that you install technology in your vehicle that monitors your driving behavior and reports back to the insurance company. At Direct Auto & Life, you can qualify for a safe driver discount without spending time or money on either of these things. If you have questions about your eligibility for a safe driver discount in Ft Smith or want to know more about Arkansas's insurance requirements, talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto & Life location near you today!

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