Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? There's a chance you can, with a car insurance discount for seniors in Ft Smith from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What can senior drivers in Ft Smith do to qualify? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you could qualify for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Course materials are available 24/7 and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save more money on car insurance!

Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you choose Direct Auto & Life for car insurance. It's time you worked with one of the best auto insurance companies for seniors in Arkansas! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Ft Smith!

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