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Being a safe driver is about more than following the rules of the road. It's about watching other driver's actions, adapting your driving based on the road conditions and weather, and even taking action to cut the number of distractions inside your car. It's a state of mind, a style of driving, and one of the most important things you can practice! At Direct Auto & Life Insurance, we know safe driving doesn't always come easy. That's one reason we like to reward eligible safe drivers with safe driver auto insurance discounts in Hot Springs!

How do you qualify for a safe driver discount on car insurance? It’s pretty easy! First, you need to live in a state that offers safe driving car insurance discounts. Not every state does. Then, be realistic about your driving history. Have you been violation- and accident-free for the last 36 months? If so, you could be saving up to 10% on your car insurance with Direct Auto & Life in Hot Springs. Keep in mind that the period of time you must remain violation- and accident-free varies by state. It could be 12 months or more, so feel free to give us a call if you have any questions about the requirements in Arkansas. Our knowledgeable agents can point out all of the auto insurance discounts you're eligible for, even if a safe driving discount isn't one of them.

Some insurance companies require that you take a driver's education or defensive driving course in order to qualify for a safe driver discount. Others make you install certain technology in your car that automatically reports your driving behaviors back to the insurance company. At Direct Auto & Life, we don't require any of these things. You could still qualify for a safe driver discount without installing any technology or completing a defensive driving class. If you have questions about your eligibility for a safe driver discount in Hot Springs or want to learn more about car insurance in Arkansas, talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto & Life location near you today!

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