Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen auto insurance discount from Little Rock's Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for eligible older drivers! Depending on where you live, you could pay less for beneficial coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Little Rock? Qualifying coverages and eligibility requirements vary from state to state. In general, you may be eligible for a senior citizen car insurance discount if you're over age 55; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Materials are available any day or time and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Arkansas! We're proud to honor the maturity and experience that senior drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Little Rock!