Want to see savings based on your years of driving experience? There's a good chance you can, with a car insurance discount for seniors in Paragould from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on your state, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What does it take to qualify as a senior driver in Paragould? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior citizen car insurance discount if you're over age 55; reside in a state offering discounts on car insurance for seniors; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in Arkansas? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible to receive a senior car insurance discount in Paragould!