Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a car insurance discount for seniors in Cape Coral from Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on your state, you might be able to pay less for helpful coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Cape Coral? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you could qualify for a senior auto insurance discount if you're 55 years old or older; live in a state where senior car insurance discounts are available; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can complete the class when it's most convenient for you. Other states require there to be a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save more money on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Florida? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Cape Coral!