Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen auto insurance discount from Clearwater's Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What does it take to qualify as a senior driver in Clearwater? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you may be eligible for a senior citizen car insurance discount if you are over 55 years old; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Florida? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Clearwater!