Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? There's a chance you can, with a senior citizen discount on car insurance in Palm Harbor from Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on where you live, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

Who qualifies as a senior driver in Palm Harbor? Eligibility requirements and qualifying coverages vary by state. In general, you could qualify for a senior discount on car insurance if you're 55 years old or older; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Materials are available any day or time and you can complete the class when it's most convenient for you. In other states, these classes also have a driving and classroom element. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Florida! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Palm Harbor today!

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