A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Louisiana and the type of business you manage or own.
Commercial auto insurance isn't right for everyone, but you could be eligible for this type of policy if you use your truck or car to do activities related to your business or job. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.
At Direct Auto & Life, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.
Visit your nearest Direct Auto office in Ruston or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our friendly agents will help you understand Louisiana's specific definitions and requirements for commercial auto insurance in no time.