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A commercial vehicle policy is a great way to help protect the small business you've worked so hard to grow. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Mississippi and the type of business you manage or own.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

Here at Direct Auto & Life, we're committed to meeting the unique needs of your small business. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto location in Brookhaven for a fast and free quote for quality commercial insurance coverage! Our knowledgeable agents can help you understand Mississippi's specific requirements for small businesses and commercial auto insurance in no time!

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In Mississippi, the State is changing the consequences for driving uninsured. Drivers in Mississippi who get behind the wheel without proof of insurance may end up paying up to $500 in fines or face a driver’s license suspension for up to one year. As of September 1, 2017, the state started utilizing a brand new insurance verification system that uses VIN numbers to instantly check whether drivers have purchased valid insurance.