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Are you worried about being able to afford car insurance? Insurance tends to have a reputation for being tough to understand and expensive, not straightforward and low-cost. At Direct Auto & Life Insurance, we think it should be easy. When you're one of our valued customers in Horn Lake, you can trust in our outstanding service, fair prices, and personalized payment plans.*

At Direct Auto, we aim to take the frustration out of the car insurance selection process. Instead, we give you the great services you want, the coverage you need, and the respect you deserve. Choices include services like reimbursement for a rental car, collision coverage, bodily injury liability coverage, and more. And with our customizable payment plans, paying for car insurance is easy on our customers.* When you're ready to pay for your policy, pick the best date of the month to pay,* plan out how often you will pay, and decide on the amount of your down payment.† Reduce your monthly payments by paying more up front. Plus, eligible policyholders can save even more on car insurance with a variety of discounts.‡ With discounts for everyone from safe drivers to active military service members, we work to provide our Horn Lake customers with the best. Direct Auto is dedicated to bringing you great car insurance, because we think drivers should have both great coverage and great service, regardless of their driving history.

Car insurance probably isn't the most affordable thing in your budget, but we work to give you payment options that could help make it easier to pay for.* Call 1-877-GO-DIRECT to get started and find out how you could save today! You can get a free car insurance quote and start discovering ways you could spend less on car insurance.

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If you haven't heard, Mississippi is taking a stand against driving uninsured. Mississippi drivers who do not have proof of insurance may end up paying up to $500 in fines or face a driver's license suspension for as long as 12 months. As of September 1, 2017, the state started utilizing a brand new insurance verification system that uses vehicle VIN numbers to locate drivers who have not purchased valid auto insurance.