Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen auto insurance discount from Laurel's Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What does it take to qualify as a senior driver in Laurel? Eligibility requirements and qualifying coverages are different in every state. In general, you might be eligible for a senior discount on car insurance if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Mississippi! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Laurel!