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How can you get cheap insurance in the 38138 area? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From comprehensive and collision coverage to coverage for medical payments, you'll find the coverage you need.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or an active military service member, or are a returning Direct Auto customer, you may be able to lower the cost of your insurance coverage. We can even make paying for insurance a little more convenient. We'll help you setup your payment plan in three simple steps.§ Pick the day of the month your payment is due, plan your payment schedule, and determine your down payment.‖ You can discuss your payment plan in-store at your 38138-area Direct Auto, give us a call, or chat with a representative online.

Our coverage selections are meant to serve customers with specific financial needs, so whether you are looking for a better auto policy or life insurance to help protect your family, we have what you need.† Call or stop by a Direct Auto location near 38138 to get a free auto insurance quote and learn more about your many options!

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Are you a Mississippi driver? You need to know that the State is changing the consequences for driving uninsured. Mississippi drivers who do not have proof of insurance could run into a fine of up to $500 or a driver’s license suspension for up to one year. Effective September 1, 2017, the state started using an electronic insurance verification system that uses a car's VIN number to find out whether the driver has purchased valid auto insurance or not.