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Are you wondering how you can get great car insurance, but worried about getting it at an affordable price? Shopping and paying for insurance tends to be tricky and expensive, not straightforward and cheap. At Direct Auto & Life Insurance, we think the whole experience should be different. Here, you'll find fair prices, customized payment plans, and coverage options that fit your needs.* Just ask our customers in Southaven!

At Direct Auto, we don't believe that buying car insurance has to be complicated. Instead, you get straightforward coverage choices, great services, and the respect you deserve. We offer comprehensive auto coverage, collision coverage, uninsured motorist coverage, and more. What's more, we understand that you wish paying for your car insurance could be a little easier. Once you're done putting together the coverage you need, pick the date your payment will be due,* plan your payment schedule, and make your down payment.† The more you pay up front, the lower your monthly payments will be. Plus, our range of car insurance discounts ensure that eligible drivers can save even more.‡ From deals for homeowners to multi-product discounts, we want to help our Southaven customers save. Direct Auto is dedicated to bringing you great car insurance, because we think drivers should have both great coverage and great service, regardless of their driving history.

Car insurance may not be the lowest-priced thing in your budget, but with our variety of pay plans, paying for insurance could be a little less stressful.* Call 1-877-GO-DIRECT and get ready to see how you could start saving on your coverage! You'll get a fast and free quote for car insurance, plus get to speak to a representative that can help answer any questions you may have along the way.

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If you haven't heard, Mississippi is going after uninsured drivers. Drivers in Mississippi who get behind the wheel without proof of insurance could have to pay a fine of up to $500 or face a driver’s license suspension for up to one year. Effective September 1, 2017, Mississippi began utilizing their state-of-the-art electronic insurance verification system that uses VIN numbers to instantly check whether drivers have purchased valid insurance.