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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Mississippi and the type of business you manage or own.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.

Here at Direct Auto & Life, we're committed to meeting the unique needs of your small business. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto location in Southaven for a fast and free quote for quality commercial insurance coverage! Our friendly agents will help you understand Mississippi's specific definitions and requirements for commercial auto insurance in no time.

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Did you hear? Mississippi is taking a stand against driving uninsured. Drivers in Mississippi who do not have proof of insurance may end up paying up to $500 in fines or face a driver’s license suspension for up to one year. On September 1, 2017, Mississippi put into place a new insurance verification program that uses vehicle VIN numbers to locate drivers who have not purchased valid auto insurance.