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In search of cheaper insurance near 38860? Direct Auto & Life Insurance can help you get the coverage you need. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From liability coverage to coverage for medical payments, you can trust that we've got you covered.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or are renewing your policy with us, or want to get multiple products, your insurance coverage could cost less! We may even be able to simplify how you make your insurance payments. In only three steps, we can accommodate your preferred payment schedule.§ Just choose the date of the month you want to pay, plan your payment schedule according to your spending ability, and decide the amount of your down payment.‖ Talk your payment plan over with your in-store agent or over the phone with your 38860-area Direct Auto representative.

Our coverage selections work with your budget, so whether you are looking for a better auto policy or the peace-of-mind that comes with a roadside assistance plan, we can help.† Call or visit your 38860-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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In Mississippi, the State is going after uninsured drivers. Mississippi drivers who are caught without proof of insurance may end up paying up to $500 in fines or face a driver's license suspension for up to 12 months. As of September 1, 2017, the state started using an electronic insurance verification system that uses a vehicle's VIN number to spot a driver who has not purchased valid auto insurance.