Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? There's a good chance you can, with a car insurance discount for seniors in Charlotte from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on where you live, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What does it take to qualify as a senior driver in Charlotte? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you could qualify for a senior discount on car insurance if you're 55 years old or older; live in a state where senior car insurance discounts are available; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!

Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive comfortably when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in North Carolina! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible to receive a senior car insurance discount in Charlotte!

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