Direct Locations Near You

Get Your Quote

Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen discount on car insurance in Charlotte from Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on your state, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

What does it take to qualify as a senior driver in Charlotte? Eligibility requirements and qualifying coverages are different in every state. Generally speaking, you may be eligible for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; finish an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. You may also hear these class referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. The courses are entirely online in some states. Course materials are available 24/7 and you can study and finish the class on your own timeframe. In other states, these classes also have a driving and classroom element. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and spend less on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in North Carolina! We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Charlotte!

Get Your Quote