Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? There's a chance you can, with a car insurance discount for seniors in Durham from Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on your state, you could save big on important coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.

What can senior drivers in Durham do to qualify? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you may be eligible for a senior discount on car insurance if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!

Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in North Carolina! We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Durham!

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