Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen auto insurance discount from Charleston's Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for eligible older drivers! Depending on where you live, you could save big on important coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What does it take to qualify as a senior driver in Charleston? Eligibility requirements and qualifying coverages are different in every state. Generally speaking, you could qualify for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in South Carolina! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Charleston!