Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen auto insurance discount from Columbia's Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for eligible older drivers! Depending on your state, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Columbia? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior citizen car insurance discount if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save money on auto insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in South Carolina! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Columbia today!