Senior Citizen Discounts

Direct Locations Near You

Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a senior citizen auto insurance discount from Columbia's Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on the state you reside in, you could save big on important coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.

Who qualifies as a senior driver in Columbia? Eligibility requirements and qualifying coverages are different in every state. In general, you might be eligible for a senior citizen car insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are available 24/7 and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!

Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive comfortably when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in South Carolina? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Columbia!

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