Senior Citizen Discounts

Direct Locations Near You

Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen discount on car insurance in Lancaster from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for qualifying senior drivers! Depending on where you live, you could save big on important coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

What does it take to qualify as a senior driver in Lancaster? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you could qualify for a senior citizen car insurance discount if you're 55 years old or older; live in a state where senior car insurance discounts are available; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These courses can also be referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. The courses are entirely online in some states. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!

Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in South Carolina? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Lancaster today!

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