Senior Citizen Discounts

Direct Locations Near You

Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen discount on car insurance in North Charleston from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.

What does it take to qualify as a senior driver in North Charleston? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you could qualify for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are available 24/7 and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and spend less on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you choose Direct Auto & Life for car insurance. It's time you worked with one of the best auto insurance companies for seniors in South Carolina! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in North Charleston!

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