Want to see savings based on your years of driving experience? There's a good chance you can, with a senior citizen auto insurance discount from West Columbia's Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's why we offer senior citizen auto insurance discounts for qualifying senior drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
Who qualifies as a senior driver in West Columbia? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you may be eligible for a senior citizen car insurance discount if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. Some states offer the courses entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with confidence when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in South Carolina? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in West Columbia!