Ready to get rewarded for years of experience behind the wheel? There's a good chance you can, with a car insurance discount for seniors in West Columbia from Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for qualifying senior drivers! Depending on where you live, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What does it take to qualify as a senior driver in West Columbia? Eligibility requirements and qualifying coverages are different in every state. In general, you may be eligible for a senior auto insurance discount if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. In other states, these classes also have a driving and classroom element. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save money on auto insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you have auto insurance with Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in South Carolina! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible to receive a senior car insurance discount in West Columbia!