Tennessee drivers need to have the required amount of insurance. Are you covered? Laws can vary from state to state, so it's important that you understand what you need for your insurance. Fortunately, when you work with Direct Auto & Life Insurance, you can take care of your coverage needs easily. From liability insurance coverage to uninsured motorist auto coverage, we know Tennessee insurance needs. And if you're not sure what kind of car insurance you're required to have, your local representative will help you. We specialize in working with drivers in special circumstances, like an SR22 or have a high-risk driving record, We are here to help you get the right amount of coverage for your state and your budget. We work with a wide range of drivers. Plus, our discounts can help drivers save. With discounts like* our homeowner, senior citizen, or safe driver discounts, you could lower the rate of your cheap car insurance even further. Just talk to your nearest Direct Auto representative. And to top it off, we go beyond just car insurance for our customers. We also have a range of additional protection options available like roadside assistance and term life insurance.*

With over 400 locations, Direct Auto offers auto, life, and motorcycle insurance, as well as accident and vehicle protection. At your Direct Auto location in Tennessee, we proudly provide our customers with great insurance for a cheap, reasonable rate. Visit your local office today and learn how you can benefit from the expertise, service, and options that Direct Auto provides its customers.

How to Obey the New Tennessee Driving Laws

Effective July 1st, 2015, drivers in Tennessee who do not have proper insurance will face a fine of $300, up from the previous $100 fine. Post-January 1, 2016 cops can have your vehicle towed immediately if you don’t have proof of insurance. From now until January 1, 2017, Tennessee will implement an online insurance verification program that will track down drivers who have not purchased valid insurance through their vehicle registration information. Owners without insurance will be unable to renew their vehicle’s registration.