Direct Locations Near You

Get Your Quote

In Tennessee, drivers are required to have a certain type and level of insurance coverage. Do you? Each state's laws can be different, so double-checking that your policy meets Tennessee's requirements is important. Fortunately, when you work with Direct Auto & Life Insurance, you can easily take care of your coverage needs. From liability insurance coverage to uninsured motorist auto coverage, we understand Tennessee insurance requirements. Our trained and knowledgeable representatives are familiar with your state's insurance requirements, and you can be sure they'll help you get the coverage you need. We'll even work to get you coverage if you're dealing with an SR22 or are recovering from being labeled a "high-risk" driver. Your Direct Auto representative can help you get the right coverage, along with great services and a great rate. We work with many types of drivers. Plus, if you're a policyholder that qualifies for discounts like* our military, senior citizen, or homeowner discounts, your car insurance rate could end up being lower than you think. Get things started by working with your Direct Auto representative. And in addition to car insurance, we offer many more great services and products. We also have a range of additional protection options like roadside assistance, emergency protection plans, and term life insurance.† We also have a range of additional protection options like roadside assistance, emergency protection plans, and term life insurance.†

With more than 400 office locations, Direct Auto helps make auto insurance, motorcycle insurance, and term life insurance easy to access and easy to understand.‡ At your Direct Auto location in Tennessee, we'll provide you with the coverage you need, the services you want, and above all--the respect you deserve, regardless of your driving history. To start your journey to a great insurance policy, call or stop by your closest Direct Auto location or call 1-877-GO-DIRECT.

Get Your Quote

As of July 1, 2015, drivers in Tennessee who do not have proper insurance face a fine of $300, up from the previous $100 fine. Following January 1, 2016, the police can take legal action to have your car towed on the spot if you are not able to provide proof of insurance. Up until January 1, 2017, the state of TN will work on getting an online program to verify drivers’ insurance. This digital program tracks down drivers without insurance through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.