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Direct Auto & Life Insurance has affordable coverage near Alcoa, Tennessee. We offer affordable car insurance, motorcycle coverage, life insurance, and much more. Whether you're only looking to meet your state minimums or want additional protection, your Direct Auto representative near Alcoa is there for you.

We'll explain your coverage and what it means to meet your state's minimums, all while working with your current driving record and respecting your budget. Not so sure what your state requires when it comes to insurance? We're ready to help you meet the car insurance requirements in Tennessee and at the best rate we can. We can help you customize your coverage to fit your budget, so whether you are looking for a better policy for auto coverage or motorcycle insurance, or life insurance, we have what you need.* We also believe that low-cost insurance shouldn't come with low-quality service. We offer you the quality service you should expect from your insurance provider. From knowledgable and kind representatives to an easy-to-access online account system, we know how to provide our policyholders with the highest level of service.

It's possible that you could be saving more on your car insurance! Contact a Direct Auto near Alcoa. We help our customers with affordable rates,‡ many coverage choices, and superior service. Visit or call your Direct Auto near Alcoa for a free quote and to learn more about the perks of being a policyholder with Direct!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Law enforcement officials could legally have your vehicle towed on the spot if you are not able to provide proof of insurance. On January 1, 2017, Tennessee put into place a state-of-the-art insurance verification system. The system is designed to track down drivers without insurance through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.