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How can you get cheaper insurance in the 37013 area? Let Direct Auto & Life Insurance help you find the right insurance policy for your budget. We can provide coverage, whether you need the minimum or maximum amount, and our payment plans can be customized.† We know that each and every customer has different needs, and we work with each to meet their needs.

Direct Auto caters to many types of drivers. Our policies combine the the best of both worlds, including premium service and a variety of coverage options. Whether you're buying car insurance for the first time, or if you're a driver who's been labeled "high-risk" by other insurance companies, whether coverage has lapsed or if you have an SR22, Direct is excited to start your policy today.

We specialize in working with Tennessee drivers who are dealing with unique circumstances like poor records, non-standard insurance needs, or a high-risk status. Your Direct representative will help you select the coverage that's a good fit for your needs, set up a customized payment schedule,† If you're looking for a life insurance, auto insurance, or motorcycle insurance policy that's within your budget,

If you're in need of car, life, or motorcycle insurance at an affordable rate, consider Direct Auto & Life Insurance. We simplify the insurance buying process as much as we can, making it easy for you to understand and complete your purchase. Speak to your Direct Auto representative or visit your 37013 location today!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Law enforcement officials could have your car towed immediately if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place a new online insurance verification program. This digital program tracks down uninsured drivers through their vehicle registrations. Vehicle owners without insurance will not be able to renew their vehicle's registration.