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Direct Auto & Life Insurance is your Athens, Tennessee insurance company. We have great car, motorcycle, and life insurance policies.

Direct Auto is proud to provide Athens drivers with exceptional service from experienced representatives. We can help you choose the coverages and services that are right for you. Whether your primary concern is Tennessee auto insurance, need to talk through an SR22, or researching motorcycle insurance,* we're here for you! We also offer term life insurance plus 24/7 roadside assistance,† plus emergency protection plans to help pay for the unforeseen expenses of a car accident.‡ In Athens, drivers could save even more on their car insurance with discounts like§ multi-car, military, and good student discounts. At Direct Auto, each of our customers is equally valued and important to us. Work with your representative to put together the coverage you are looking for at a great price, select a payment plan that is scheduled around your lifestyle,‖ and discuss any questions you may have about getting a policy. [marketing-content-p2-16] and work through any questions you have about getting insured.

Choose Direct Auto and you will get affordable insurance, ALL of the discounts you're entitled to, and high-quality customer service. Visit a Direct Auto agent in Athens to see how you could get affordable insurance. You can drive easy knowing that great service is our top priority! Visit a Direct Auto location in Athens, Tennessee to see how much you could be saving on important insurance coverages, or call 1-877-GO-DIRECT.

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Effective July 1, 2015, Tennessee drivers caught driving without the proper insurance face an increased fine of $300, originally $100. Following January 1, 2016, police officers can have your vehicle towed immediately if you are not able to provide proof of insurance. Up until January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. This digital program tracks down drivers without insurance through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.