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Direct Auto & Life Insurance is your Athens, Tennessee insurance company. We have great car, motorcycle, and life insurance policies.

Direct Auto is proud to provide Athens drivers with exceptional service from experienced representatives. We can help you choose the coverages and services that are right for you. Whether your primary concern is Tennessee auto insurance, need to talk through an SR22, or researching motorcycle insurance,* we're here for you! We also offer term life insurance plus 24/7 roadside assistance,† plus emergency protection plans to help pay for the unforeseen expenses of a car accident.‡ In Athens, drivers could save even more on their car insurance with discounts like§ multi-car, military, and good student discounts. At Direct Auto, each of our customers is equally valued and important to us. Work with your representative to put together the coverage you are looking for at a great price, select a payment plan that is scheduled around your lifestyle,‖ and review any questions you have about being a policyholder.

Choose Direct Auto and you will get affordable insurance, ALL of the discounts you're entitled to, and high-quality customer service. Visit a Direct Auto agent in Athens to see how you could get affordable insurance. You can drive easy knowing that great service is our top priority! Visit a Direct Auto location in Athens, Tennessee to see how much you could be saving on important insurance coverages, or call 1-877-GO-DIRECT.

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Cops can take legal action to have your vehicle towed immediately if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place a state-of-the-art insurance verification system. This new program can locate uninsured drivers by accessing vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.