Direct Locations Near You

Get Your Quote

Are you concerned about getting car insurance, but equally worried about not breaking the bank to do it? Insurance has a reputation for being complicated and pricey, not simple and affordable. At Direct Auto & Life Insurance, we think the whole experience should be different. Our customers in Athens can depend on a wide selection of coverage backed by outstanding service.

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we give you the great services you want, the coverage you need, and the respect you deserve. We offer car rental reimbursement, car towing coverage, bodily injury liability coverage, and more. We also make your car insurance more affordable by letting you choose the way you pay.* Once you're done putting together the coverage you need, pick the best date of the month to pay,* plot your long-term payment schedule, and select your down payment amount.† Lower your monthly payment by paying more up front. Plus, we have plenty of discounts, so eligible customers can save even more.‡ From deals for those insuring multiple cars to those with specific community affiliations, we cater to our Athens customers to help them save. Car insurance from Direct Auto is a great choice for drivers who need quality coverage at a great price, regardless of their driving history.

Car insurance may not be the most affordable part of your budget, but with our variety of pay plans, paying for insurance could be a little less stressful.* Call 1-877-GO-DIRECT to find out just how affordable Tennessee car insurance could be. We can give you a free quote for cheap car insurance and help you set up a better way to pay for car insurance.

Get Your Quote

The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Cops are legally allowed to have your vehicle towed on the spot if proof of valid insurance is not produced. On January 1, 2017, Tennessee implemented a new insurance verification program, available online. The system can track down uninsured drivers through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.