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Navigating through traffic is a hassle, but getting your motorcycle insured shouldn't be. To better prepare for the unexpected, choose motorcycle insurance from your Athens Direct Auto & Life Insurance.

Our coverage options for motorcycles* are made specifically with bikers in mind, addressing needs like motorcycle replacement and custom parts coverage. Plus, it's our goal to offer each and every customer the great prices, great services, and great customer service they deserve. Our wide range of coverage options help you meet Tennessee's minimum insurance requirements, but could also give you the additional protection you want. Choose from coverages like Uninsured Motorist Motorcycle Coverage, Custom Parts and Equipment or Accessories Coverage, and Medical Payments Motorcycle Coverage, so you can take care of your bike's insurance. From customizable payment options that let you choose your payment schedule and rate,† to an easy-to-navigate motorcycle claims process, we help you on your terms.

In Athens, Direct Auto is proud to provide affordable motorcycle insurance paired with exceptional customer service. See how much you could be saving today! Call 1-877-GO-DIRECT or visit your local Athens, Tennessee Direct Auto representative.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Police officers are legally allowed to have your vehicle towed immediately if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee implemented a new online insurance verification program. The system can track down drivers who have not purchased valid insurance through their vehicle registration information. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.