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Looking for cheap insurance near 38004? Choose Direct Auto & Life Insurance for coverage you can afford. Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you're looking for car insurance, motorcycle insurance, or term life insurance.† From liability coverage to rental car reimbursement, we can handle it.

What's more, eligible customers could save more with great discounts.‡ For example, if you are a good student, or have coverage for multiple cars, or are a returning Direct Auto customer, your insurance cost could be even lower. We can even make paying for insurance a little more convenient. We'll coordinate with your schedule to set up your payment plan.§ Pick the day of the month your payment is due, plot out your payment schedule, and choose the amount of your down payment.‖ You can discuss your payment plan in-store at your 38004-area Direct Auto or give us a call.

Our coverage selections are meant to serve customers with specific financial needs, so whether you want motorcycle or car insurance, or the peace-of-mind that comes with a roadside assistance plan, we're ready to take care of you.† Call or stop by a Direct Auto location near 38004 to get a free auto insurance quote and learn more about your many options!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Police officers can take legal action to have your car immediately towed away if proof of valid insurance is not produced. On January 1, 2017, Tennessee implemented a new insurance verification program, available online. This digital program tracks down drivers who have not purchased valid insurance through their vehicle registration information. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.