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In search of cheaper insurance near 38049? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From uninsured motorist coverage to rental car reimbursement, you'll find the right coverage here.

We are also proud to offer our customers many discounts.‡ For example, if you are a homeowner, or have coverage for multiple cars, or are switching from a different company, you may be able to lower the cost of your insurance coverage. We could even make paying for your insurance simpler and more convenient. We'll help you setup your payment plan in three simple steps.§ Select the day of the month you want to pay, plot out your payment schedule, and decide the amount of your down payment.‖ You can discuss your payment plan in-store at your 38049-area Direct Auto or give us a call.

We have experience with unique situations and budgets, so whether you need car or motorcycle insurance, or the peace-of-mind that comes with a roadside assistance plan, we have what you need.† Call or stop by a Direct Auto location near 38049 to get a free auto insurance quote and learn more about your many options!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Cops are legally allowed to have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of TN put into place a new online system to verify drivers’ insurance. This new program can locate uninsured drivers by accessing vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.