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Do you need a more reasonably priced insurance policy in the 38134-area? With Direct Auto & Life Insurance, budget-friendly car insurance is within reach. We can assist you in identifying the right level of coverage, as well as the right payment schedule for your policy.† Our goal is to work with you so that you receive the coverage you want.

Direct Auto can help many kinds of drivers. Our policies combine the best of both worlds, bringing you reasonable prices and quality coverage. It doesn't matter if you're new to purchasing car insurance, or if you're a driver who's been labeled "high-risk" by other insurance companies, because of an SR22 or lapse in auto insurance coverage, Direct welcomes all drivers to apply for coverage.

We specialize in working with Tennessee drivers who are dealing with unique circumstances like poor records, non-standard insurance needs, or a high-risk status. Your representative will help you set up the coverage you need, set up a customized payment schedule,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, turn to Direct Auto & Life Insurance. Our great products and services will change the way you think about non-standard auto insurance. Talk to your Direct Auto representative in 38134 today about getting the coverage you need, at the price you want.‡

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Law enforcement officials could legally have your car towed on the spot if you don’t have proof of insurance. On January 1, 2017, the state of Tennessee implemented an online program to verify drivers’ insurance. The system has the ability to identify uninsured drivers by accessing vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.