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How can you get cheap insurance in the 38039 area? With Direct Auto & Life Insurance, economical car insurance is within reach. A Direct Auto representative can help you identify the coverage that's right for you and your family, and also your budget. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From liability coverage to coverage for medical payments, you'll find the coverage you need.

We also provide eligible policyholders with great discounts.‡ For example, if you are a good student, or are renewing your policy with us, or are switching from a different company, your insurance coverage could cost less! We like to make it easy for you to pay your insurance, too. We'll work with you to help you create a customized payment plan--in just three steps!‡ Select the day of the month you want to pay, plan your payment schedule according to your spending ability, and decide the amount of your down payment.‖ You can discuss your payment plan in-store at your 38039-area Direct Auto or give us a call.

At the Direct Auto location near you, we're familiar with your state's insurance requirements, so whether you're looking for better auto or motorcycle coverage, or life insurance to help protect your family, we can take care of you.† Call or stop by a Direct Auto location near 38039 to get a free auto insurance quote and learn more about your many options!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement agents could legally have your car towed immediately if you don’t have proof of insurance. On January 1, 2017, the state of TN put into place a new insurance verification program, available online. This new program can locate drivers who do not have valid insurance, all through vehicle registration records. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.