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In search of cheaper insurance near 38381? Choose Direct Auto & Life Insurance for coverage you can afford. Work with local Direct Auto representative to pick out your coverage and meet your state's car insurance requirements. Your representative is focused on helping you get the most out of your insurance policy, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From uninsured motorist coverage to rental car reimbursement, you'll find the right coverage here.

We work to help you identify all of the discounts you're eligible for.‡ For example, if you are a safe driver, or are renewing your policy with us, or want to get multiple products, your insurance coverage could cost less! We like to make it easy for you to pay your insurance, too. We'll help you setup your payment plan in three simple steps.§ Simply choose the date of the month your payment is due, plan your payment schedule according to your spending ability, and determine your down payment.‖ Call your Direct Auto representative near 38381 to see if you could be saving more on car insurance, plus how a payment plan could make it easier for you to pay for your insurance. Call, go online, or stop by today!

Our coverage selections work with your budget, so whether you need auto insurance for your vehicle or emergency protection to help cover unexpected auto accident expenses, we have what you're looking for.† Call or visit your 38381-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). The police are legally allowed to have your car immediately towed away if you cannot produce proof of valid insurance. On January 1, 2017, Tennessee put into place an online program to verify drivers’ insurance. This new program can locate uninsured drivers by accessing vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.