Direct Locations Near You

Get Your Quote

A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.

At Direct Auto & Life Insurance, we're committed to meeting the needs of your small business. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Visit your nearest Direct Auto office in Bolivar or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

Get Your Quote

Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Officers of the law could legally have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place a new online insurance verification program. The system can track down drivers who do not have valid insurance by reviewing digital vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.