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Finding an affordable car insurance policy in the 37620-area is not always easy. With Direct Auto & Life Insurance, budget-friendly car insurance is within reach. We can assist you in identifying the right level of coverage, as well as the right payment schedule for your policy.† We know that each and every customer has different needs, and we work with each to meet their needs.

Many types of drivers choose Direct Auto for the insurance needs. Our policies combine the the best of both worlds, including premium service and a variety of coverage options. Whether you're a first-time buyer in need of cheap auto insurance, or if you're a driver who has been denied coverage by other insurance companies, whether coverage has lapsed or if you have an SR22, Direct encourages all types of drivers to apply for coverage.

Our specialty is working with Tennessee-area drivers who are dealing with special circumstances like non-standard insurance needs or poor insurance histories. One of our representatives will help you pick out coverage that matches your needs, set up a personalized plan for payments,† and handle problems you may encounter along the way.

Whether it's motorcycle insurance, non-standard auto insurance, or life insurance, Direct Auto & Life Insurance may be a good choice for you. Our status as a non-standard auto insurance provider will change the way you think about minimum coverage insurance. If you're in the 37620 area, call your Direct Auto representative today to learn more!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Law enforcement officials could have your car towed immediately if you are not able to provide proof of insurance. On January 1, 2017, Tennessee implemented an online program to verify drivers’ insurance. This new program can locate drivers who do not have valid insurance by reviewing digital vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.