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Near 37640, how can you get cheap insurance? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* Your local Direct Auto representative is ready to help you put together a selection of coverage that fits your budget and your needs. Your agent will help you get the most for your money and help you select the right level of coverage for your state, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From liability coverage to rental car reimbursement, you'll find the coverage you need.

We also provide eligible policyholders with great discounts.‡ For example, if you are a good student, or an active military service member, or are a returning Direct Auto customer, the cost of your insurance could go down! We can even simplify the process of making insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Choose the date of the month you'd like your payment to be due, set your future schedule for regular payments, and decide on a down payment amount.‖ Talk your payment plan over with your in-store agent or over the phone with your 37640-area Direct Auto representative.

At your Direct Auto, we can handle your insurance needs, so whether you want motorcycle or car insurance, or life insurance to help protect your family, we can help.† Visit or call your Direct Auto near 37640 for a free quote and to learn more about the perks of being a policyholder with Direct!

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Law enforcement agents can take legal action to have your auto immediately towed if you are not able to provide proof of insurance. On January 1, 2017, Tennessee put into place a new online insurance verification program. The program can locate drivers who do not have valid insurance, all through vehicle registration records. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.