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How can you get cheap insurance in the 38001 area? With Direct Auto & Life Insurance, economical car insurance is within reach. A Direct Auto representative can help you identify the coverage that's right for you and your family, and also your budget. Your representative is focused on helping you get the most out of your insurance policy, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From comprehensive and collision coverage to coverage for medical payments, we've got you covered.

What's more, eligible customers could save more with great discounts.‡ For example, if you are a homeowner, or are renewing your policy with us, or are switching from a different company, your insurance cost could be even lower. We can even simplify the process of making insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Simply choose the date of the month your payment is due, set your future schedule for regular payments, and establish your down payment amount.‖ You can discuss your payment plan in-store at your 38001-area Direct Auto, give us a call, or chat with a representative online.

Our coverage selections work with your budget, so whether you need auto insurance for your vehicle or the peace-of-mind that comes with a roadside assistance plan, we're ready to take care of you.† Call or stop by a Direct Auto location near 38001 to get a free auto insurance quote and learn more about your many options!

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Cops could legally have your car towed immediately if you don’t have proof of insurance. On January 1, 2017, the state of TN put into place a state-of-the-art insurance verification system. This digital program tracks down uninsured drivers through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.