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Need better rates on your insurance policy in the 38012-area? Let Direct Auto & Life Insurance help you find the right insurance policy for your budget. We can provide coverage, whether you need the minimum or maximum amount, and our payment plans can be customized.† We understand that each customer has unique requirements, and we make it our mission to satisfy each one.

Direct Auto caters to many types of drivers. Our policies combine the best of both worlds, bringing you reasonable prices and quality coverage. Whether you're buying car insurance for the first time, or if you're a driver who is considered "high-risk" by other insurance companies due to a past lapse in insurance coverage or an SR22, Direct encourages all types of drivers to apply for coverage.

We specialize in working with Tennessee drivers to meet insurance requirements, by providing quick proof of coverage and working to find the right rate for each customer.‡ A Direct representative can work with you to discuss the coverages that are right for you, establish a customized payment plan,† and answer your questions so that you walk away understanding your purchase.

Whether it's motorcycle insurance, non-standard auto insurance, or life insurance, consider Direct Auto & Life Insurance. We have the experience and quality service that will change the way you think about non-standard auto insurance. If you're in the 38012 area, call your Direct Auto representative today to learn more!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Officers of the law can have your car towed immediately if you are unable to produce proof of valid insurance. On January 1, 2017, Tennessee implemented an online insurance verification program. The program can locate drivers without insurance through their vehicle registrations. Vehicles that are owned by uninsured drivers will be ineligible for renewal.